(WINTER 2010)

A required course in the Certificate Program in Personal Financial Planning.
The complexities of our uncertain financial world are causing people to seek the help of a qualified financial advisor. This introductory course provides an overview of how each element of our financial lives impacts the whole and leads to a successful financial plan. You will learn how to identify and quantify financial objectives, assess strengths and weaknesses, avoid costly mistakes and develop possible solutions to troubling financial issues. Gain a basic understanding of cash flow, college funding, insurance, taxation, investment analysis, employment benefits, retirement and estate planning. Then apply these concepts in a comprehensive approach to case studies that mimic real life. In addition we will explore the professional dimensions of financial planning such as ethics, state and federal regulations and compliance, consumer protection laws, monetary, fiscal policy and the business cycle as well as client communications. If you are interested in a career in this growing profession or in updating your knowledge, this course is a must. This course is required to sit for the CFP Examination. Recommended prerequisite: Mgmt X433.20, Cash Flow Analysis. Essential background: A functional knowledge of mathematical techniques for financial decision-making and some basic concepts of economics. Students with no finance background are advised to take Mgmt 823.3, Business and Financial Mathematics, before taking Cash Flow Analysis. See enrollment confirmation for login information to access the course curriculum online. All PFP Candidates are required to view a PFP Program Orientation recorded webinar. PFP Program and CFP Board requirements are discussed. Please visit the UCI Extension Free Events webpage http://unex.uci.edu/services/events/ to request access to the recording. There will be instructions on the recording telling candidates what needs to be done to verify completion of this requirement.

Delia Fernandez, CFP, M.B.A., is the principal of Fernandez Financial Advisory. She is an investment advisor with California Department of Corporations and has more than 14 years experience running her own fee-only financial planning and investment advisory firm. She is a member of the National Association of Personal Financial Advisors (NAPFA), the Financial Planning Association (FPA), and serves on the Board of the Orange County Chapter of the FPA.