(WINTER 2010)

A required course in the Certificate Program in Personal Financial Planning.
A basic element at the foundation of a well designed financial plan is retirement planning. Find out how to do a comprehensive retirement needs analysis. Learn how to use retirement benefits skillfully as part of a business benefit package or individual investment portfolio. Explore and compare the advantages and disadvantages of the various plans and options available for business clients, including benefits provided to their employees and significant planning opportunities for tax deferral and capital accumulation. This course gives you proficiency in using all of your financial planning tools, including stock options, non-qualified deferred compensation plans and other non-pension-related benefits; tax favored corporate retirement plans, including pension and profit-sharing plans, SIMPLEs and SEPs; and non-corporate retirement plans, such as Individual Retirement Accounts (IRAs) and TSAs. You will gain new insight into the fiduciary responsibility requirements in connection with retirement plans and the taxation of benefits received, while learning to evaluate your alternatives and make the most beneficial choice. Prerequisite: Mgmt X433, Survey of Personal Financial Planning. This course is approved for 33 hours of Continuing Education units from the California Department of Insurance. Students taking this course either in the classroom or online format will only receive CDI credit once during the two-year license renewal period. This course is required to sit for the CFP Examination. See enrollment confirmation for instructions to access course materials online. Please bring each week's curriculum to the class meetings.

Tim Neuville, CFP, ChFC, CLU, financial planner, Pacific SW Financial, Newport Beach. He has over 15 years of experience in the financial planning industry. He has earned the Chartered Financial Consultant designation in 1995 and the Chartered Life Underwrite designation in 1997 from The American College. He recently served as president of the Orange County chapter of the Society of Financial Service Professionals. Neuville has been a keynote speaker on retirement planning, investments and risk management. He maintains a financial planning practice in Newport Beach.